top of page

You don't need perfect credit to get a great rate.

WE'RE BROKERS. WE'RE BETTER.

FHA HOME LOANS

JUST 3.5% DOWN PAYMENT

972-675-7713

FHA Home Loans

Easy Qualification
Great for buyers with lower down payment and credit score
  • Just 3.5% down

  • Easy credit qualification

  • Fast closings in 30 days or less

  • Gift funds accepted

  • Sellers may contribute up to 6% towards your closing fees

  • Credit scores starting at 580 FICO

Texas FHA Home Loans can be easier to qualify than a conventional loan

FHA Home Loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) - which is part of HUD - insures the loan and offers an attractive option for first time home buyers

 

FHA Home Loans are loans from private lenders that are regulated and insured by the FHA, a government agency. The FHA doesn’t lend the money directly–private lenders do. 

 

If you’ve been putting off buying a home because you think you need a big down payment, we should talk. Our Texas FHA Home Loans are perfect for home buyers with limited savings and easier to qualify for than you might think. Ready to make your big move? 

 

  • Just 3.5% down.  For less than a few months’ rent, you could be building equity in a home of your own

 

  • Easy qualification. Our Texas FHA Home Loans are more forgiving when it comes to your past credit.

 

  • Fast and worry-free.  We close most loans in 30 days or less. You may even be able to include your closing costs in the mortgage.

 

  • Gift funds accepted. Family members are welcome to help out with your down payment.

 

Call us at  972-675-7713  and let's talk about your mortgage options today! 

 

 

 

More about Texas FHA Home Loans

"Jenny was such a pleasure to work with. She got our paperwork done FAST and we were even able to close early. I recommend her to anyone who is buying a house."   ~ Danny

 

EAST TEXAS

 

Beaumont
Longview

Lufkin
Port Arthur

Huntsville
Texarkana

Tyler

SOUTH TEXAS

 

Brownsville
Corpus Christi

Houston
Katy
Laredo

McAllen

San Antonio

Sugarland

The Woodlands

CENTRAL TEXAS

 

Austin

Bryan

College Station

Fort Hood

Killeen
Round Rock
San Marcos

Temple
Waco

 

WEST TEXAS

 

Abilene
Amarillo
El Paso

Lubbock
Midland

Odessa

San Angelo

NORTH TEXAS

 

Allen

Arlington

Carrollton

Dallas

Denton

Garland

Grand Prairie

Fort Worth

Frisco

Irving

Lewisville

McKinney

Mesquite

Plano

Richardson

Southlake

Wichita Falls

Flower Mound

SERVING ALL OF TEXAS

The principal, mortgage insurance and interest payment on a $203,500 30-year FHA Fixed-Rate Loan at 3.25% and 96.5% loan-to-value (LTV) is $1,025.99 with 0 points due at closing. The Annual Percentage Rate (APR) is 4.458%. The principal, mortgage insurance and interest payment does not include property taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 06/15/2017.

bottom of page