Jumbo Home Loans
"Jenny was such a pleasure to work with. She got our paperwork done FAST and we were even able to close early. I recommend her to anyone who is buying a house." ~ Danny
Expert advice, easy process, and low fees.
WE'RE BROKERS. WE'RE BETTER.
JUMBO HOME LOANS
AS LOW AS 10% DOWN
SERVING ALL OF TEXAS
What is a Jumbo Home Loan?
A Jumbo Home Loan is a mortgage loan in an amount above the conventional loan limit. These types of home loans are known as non-conforming loans. In Texas, the conforming loan limit is $453,100. This amount is set by Fannie Mae and Freddie Mac, two government-sponsored agencies that purchase the bulk of U.S. residential mortgages from banks and other lenders. When their limits don't cover the full loan amount, the loan is referred to as a "Jumbo Mortgage".
Avoid High Rates and Fees
Jumbo Home Loans are a higher risk for many lenders due to higher loan amounts. So they charge higher interest rates, higher fees, and require larger down payments. At Texas Union Mortgage, we understand that you shouldn't be penalized for buying the home of your dreams. We offer an attractive Texas Jumbo Home Loan with down payment as low as 10%, qualified credit score starting at 680, low interest rates for fixed and ARM options, and our trademark low lending fees.
Call us at 972-590-8810 and let's talk about your mortgage options today!
10% down payment option
Low interest rates and fees
Great fixed rate and ARM options
Fast closings in 30 days or less
Primary, Second & Investment Homes
Credit scores starting at 680
Texas Jumbo Home Loans are the perfect way to buy your luxury dream home
10% Down Option
The principal and interest payment on a $900,000 30-year Fixed-Rate Loan at 4.75% and 90% loan-to-value (LTV) is $4,694.83 with 0 points due at closing. The Annual Percentage Rate (APR) is 4.996%. The principal and interest payment does not include property taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/2/2018.