All’s I can say about Jenny and Nichole is WOW!!!!! I went to a couple of other banks who had no clue what they were doing. One place was even trying to charge me a 6% interest rate. Being a former mortgage broker I knew better, so I gave Jenny a call, and she pulled my credit, and said it was going to be an absolute walk-thru. Her and Nichole were super professional and all around cool. They asked for upfront conditions, and I only had to provide a couple of things for underwriting. They got the job done quit, effortless, and absolutly painless. It was a complete joy. If you are looking to refi, new purchase, or first-time-buyer, call them. You will be so happy you did. I will be referring them to any I know that is looking for a home loan. Believe me when I say this, go with them first. Don’t mess with any of these other yahoos. I can’t thank them enough. They are on my Christmas list for life. I am an actual customer. If you want, you can email me, and I will send you a copy of my closing papers. We bought a $336,000 dollar house like it was nothing. My email is [Email removed-Editor].