FHA Home Loans
"Jenny was such a pleasure to work with. She got our paperwork done FAST and we were even able to close early. I recommend her to anyone who is buying a house." ~ Danny
You don't need perfect credit to get a great rate.
WE'RE BROKERS. WE'RE BETTER.
FHA HOME LOANS
JUST 3.5% DOWN PAYMENT
SERVING ALL OF TEXAS
FHA Home Loans have been helping people become homeowners since 1934. The Federal Housing Administration (FHA) - which is part of HUD - insures the loan and offers an attractive option for first time home buyers.
FHA Home Loans are loans from private lenders that are regulated and insured by the FHA, a government agency. The FHA doesn’t lend the money directly–private lenders do.
If you’ve been putting off buying a home because you think you need a big down payment, we should talk. Our Texas FHA Home Loans are perfect for home buyers with limited savings and easier to qualify for than you might think. Ready to make your big move?
Just 3.5% down. For less than a few months’ rent, you could be building equity in a home of your own
Easy qualification. Our Texas FHA Home Loans are more forgiving when it comes to your past credit.
Fast and worry-free. We close most loans in 30 days or less. You may even be able to include your closing costs in the mortgage.
Gift funds accepted. Family members are welcome to help out with your down payment.
Call us at 972-590-8810 and let's talk about your mortgage options today!
Just 3.5% down
Easy credit qualification
Fast closings in 30 days or less
Gift funds accepted
Sellers may contribute up to 6% towards your closing fees
Credit scores starting at 580 FICO
Texas FHA Home Loans can be easier to qualify than a conventional loan
The principal, mortgage insurance and interest payment on a $203,500 30-year FHA Fixed-Rate Loan at 3.25% and 96.5% loan-to-value (LTV) is $1,025.99 with 0 points due at closing. The Annual Percentage Rate (APR) is 4.458%. The principal, mortgage insurance and interest payment does not include property taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 06/15/2017.