Make your dreams of owning a home come true. 

WE'RE BROKERS. WE'RE BETTER.

FIRST TIME HOMEBUYERS

AS LOW AS 3% DOWN PAYMENT

972-590-8810

First Time Homebuyers

You Can Own a Home
Low down payment and easy qualification options
  • As low as 3% down payment 

  • Credit scores as low as 580 FICO

  • Fast closings in 30 days or less

  • Great options from FHA and 3% Conventional Home Loans

  • State and local grant programs available in some areas

Own a Home with Our Texas Home Loans for First Time Homebuyers

A home is one of the biggest investments you will make in your life. With expert advice, Texas Union Mortgage can help guide you through the often confusing home buying process and provide the information you need to feel comfortable with your first purchase.

NOW IS A GREAT TIME TO BUY

 

Rental rates are on the rise. The cost of renting a home continues to rise due to a low inventory of available homes. Purchasing a home can provide a stable, fixed payment that's often lower than you would pay in rent.

 

Interest rates continue to tick up. While mortgage rates are still very low compared to those of past generations, your monthly payment could be significantly higher if you wait too long.

Mortgage terms are simpler.  Congress has mandated rules that require lenders to provide clear, easy-to-understand mortgage terms - giving you piece of mind that there will be no surprises at the closing table.

 

You may qualify for deductions. As a homeowner, you may qualify for a tax deduction based on the amount of interest you pay on your mortgage loan. 

 

FIRST TIME HOMEBUYER GRANTS

 

A first-time homebuyer grant is a grant specifically targeted at those those buying their first home - perhaps a started home. The first-time homebuyer does not hold an obligation to repay the grant. These grants are typically awarded based on a few criteria, primarily financial need and income qualifications.

 

Texas Union Mortgage works with many Texas cities and organizations as an authorized lender and can help determine if you qualify for down payment and closing cost assistance to buy your first home.

 

Community Grant Programs

 

Texas Union Mortgage has helped many of our customers purchase a home through special community grant programs available to first-time homebuyers. We are an authorized lender for many Texas cities and can help determine if you qualify to receive down payment and closing cost assistance.

 

Buying a home is one of the most rewarding moments in your life. Let us help you acheive the goal of home ownership.

 

Call us at  972-590-8810  and let's talk about your mortgage options today! 

 

 

 

More about Texas Home Loans for First Time Homebuyers

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"Jenny was such a pleasure to work with. She got our paperwork done FAST and we were even able to close early. I recommend her to anyone who is buying a house."   ~ Danny

 

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The principal, mortgage insurance and interest payment on a $200,000 30-year Fixed-Rate Loan at 5.5% and 97% loan-to-value (LTV) is $1,135.58. The Annual Percentage Rate (APR) is 5.754%. The principal and interest payment does not include property taxes and insurance premiums, which will result in a higher actual monthly payment. Rates current as of 10/22/2018. The APR is calculated using the Actuarial Method.

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Texas Union Mortgage

6160 Warren Parkway, Suite 100
Frisco, Texas 75034

(By Appointment Only)

 

Office Hours: Mon-Fri 9am-5pm

Phone Hours: 7 Days a Week 8am-8pm

  

Tel: 972-590-8810

Fax: 214-975-2711

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